Larry Simons to Speak at CBF’s Bankruptcy-Con 2025

At the California Bankruptcy Forum’s 37th Annual Insolvency Conference—affectionately dubbed Bankruptcy-Con—Larry Simons will take the stage as a featured speaker on the panel “Kryptonite to the Mighty Homestead and Retirement Exemptions.”

Examining the Strength of California’s Homestead Exemption

Since the California legislature expanded the homestead exemption in 2021, many believed the door had effectively closed on trustees administering homes as assets in bankruptcy. But this panel will examine cracks in that assumption. Recent cases suggest that certain provisions of the Bankruptcy Code—namely Sections 522(p) and 522(q)—may still provide opportunities for trustees and creditors to challenge these exemptions under specific circumstances.

Larry Simons, a Chapter 7 Trustee for the Riverside Division and managing attorney of Janus Law, will offer his perspective on how these legal nuances play out in real cases. With over a decade of experience administering consumer and business bankruptcy estates, Larry brings both legal clarity and practical insight to a topic often seen as airtight.

Practical Guidance for Complex Cases

Far from an abstract legal debate, this panel is designed to offer practical strategies and real-world examples. Attendees can expect to learn how trustees assess homestead exemption claims, what red flags might prompt closer scrutiny, and how certain timing and value-based arguments may affect exemption viability.

If time permits, the panel will also touch on personal property exemptions, including California retirement accounts and ScholarShare education savings plans—adding an additional layer of insight for those handling asset protection issues in consumer cases.

Empowering Attendees with Deeper Knowledge

“Whether you’re representing debtors or administering estates, understanding the full picture of exemption law is essential,” Larry says. “This panel is a chance to dig into those areas that aren’t always clear-cut and walk away with knowledge that can make a difference in your next case.”

With a strong emphasis on professional growth, the CBF’s 2025 Bankruptcy-Con continues to be a vital resource for practitioners across the state. Larry’s panel promises to be one of the weekend’s most informative sessions for those navigating the evolving landscape of exemptions in bankruptcy law.

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On Behalf of Janus Law

At Janus Law, we’re passionate about helping clients transition into new phases of life. Through bankruptcy, we are able to eliminate or reorganize your debt, while preserving your assets , all while offering compassionate and knowledge legal support. Take the first step into your financial future — our legal partners will guide your path.

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