Firm Overview

Janus Law: Legal Guides Through Financial Transitions

Janus Law is a Southern California bankruptcy law firm serving clients through its Mission Hills and Riverside offices. The firm helps individuals, families, and business owners with Chapter 7 bankruptcy, Chapter 13 bankruptcy, bankruptcy litigation, and related debt problems that require direct legal guidance from licensed attorneys.

The firm is led by Larry Simons, a Certified Bankruptcy Specialist who also serves on the Chapter 7 trustee panel. That combination gives Janus Law a practical perspective that many firms cannot offer and helps referred clients quickly understand why the firm is different from a generic high-volume bankruptcy practice.

At Janus Law, we’re passionate about helping clients achieve their own fresh starts through the power of legal tools and financial support. Our seasoned attorneys have decades of experience in preparing and filing bankruptcy petitions as well as bankruptcy litigation and have worked with clients in all stages of life. If you have reached a crossroads and are struggling to move forward financially, we can provide guidance over your passage—just like the Roman god Janus.

Janus Law Attorneys

Larry D. Simons

Attorney

Frank X. Ruggier

Attorney

Our Offices

San Fernando Valley

Serving our neighbors in Mission Hills, Sylmar, Santa Clarita, North Hills, Granada Hills, Northridge, Chatsworth, San Fernando, Arleta and Tujunga. Call (818) 672-1778.

Our headquarters is adjacent to the 405 Freeway, easily accessible by the Devonshire Street exit. You will recognize our office as the tallest on the block, a 3-story brick building. Free parking is available in the lot attached to the building.

Directions

Inland Empire

Serving our neighbors in Riverside, Corona, Moreno Valley, Jurupa Valley, Norco. Call (951) 618-4626.

Our Riverside office is located near the intersection of Van Buren Blvd and Magnolia Ave. Street parking is available directly in front of the building.

Directions

Latest Tips

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Medical Debt in 2026: Why Bankruptcy May Be the Best Option California Residents Have Left

Medical debt often looks like one bad bill, but in real life it usually spreads into credit-card balances, personal loans, missed payments, and collections. This article explains why medical debt is usually treated as unsecured debt in bankruptcy, how Chapter 7 and Chapter 13 may help, and why bankruptcy can be the most effective option when the medical crisis has already turned into a broader financial collapse.

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Filing Bankruptcy as a Couple in California: Joint vs. Individual Filing Explained

Married couples often assume bankruptcy is an all-or-nothing decision, but California law does not force every couple into a joint filing. This article explains when spouses may file together, when one spouse may file alone, how community-property rules affect the strategy, and why the better option depends on who owes the debt, what property is involved, and what the case actually needs to accomplish.

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What Is a Reaffirmation Agreement in Chapter 7 Bankruptcy & Should You Sign One?

A reaffirmation agreement can sound like routine bankruptcy paperwork, but it changes something fundamental: it keeps a dischargeable debt alive after Chapter 7. This article explains what reaffirmation means, why it usually comes up with car loans and other secured debts, what federal law requires, and why debtors should not sign one without understanding the risk of keeping personal liability after bankruptcy.

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