Larry D. Simons — Chapter 7 Trustee
Most bankruptcy attorneys represent debtors. Some represent creditors. Very few sit on the trustee panel — the group of attorneys appointed by the U.S. Trustee's Office to administer Chapter 7 bankruptcy cases on behalf of the court.
Larry D. Simons is one of them.
He serves as a Chapter 7 Trustee for the Riverside Division of the Central District of California. That means when he's not representing clients, he's the person on the other side of the table — reviewing filings, conducting creditor meetings, identifying assets, and making decisions that determine how cases are administered.
What a Chapter 7 Trustee Actually Does
When you file a Chapter 7 bankruptcy, a trustee is randomly assigned to your case. The trustee's job is to represent the interests of your creditors — not you.
Their responsibilities include:
- Reviewing your bankruptcy petition and all supporting documents for accuracy and completeness
- Conducting the 341 Meeting of Creditors — the required hearing where you answer questions under oath
- Investigating whether you have non-exempt assets that can be liquidated to pay creditors
- Reviewing recent financial transactions for potential fraudulent or preferential transfers
- Determining whether your case should proceed as a "no-asset" case (most consumer Chapter 7 cases) or whether assets are available to distribute
The trustee has significant power to request additional documentation, refer cases for U.S. Trustee review, or object to your discharge if something looks wrong.
Why Having a Trustee as Your Attorney Is a Major Advantage
When Larry Simons represents you as a debtor in Chapter 7 bankruptcy, he's drawing on direct, current experience as a trustee. He knows:
What Trustees Look For
He's reviewed hundreds of cases from the trustee's perspective. He knows the patterns that raise red flags, the questions trustees ask when something looks off, and the documentation issues that slow cases down or invite scrutiny. Your petition is prepared with that knowledge built in.
How to Structure Your Exemptions
California has two exemption systems, and choosing the right one significantly affects what you keep. Larry understands how trustees evaluate exemption claims — because he evaluates them himself. His clients get exemption strategies that hold up to scrutiny.
How the 341 Meeting Actually Works
The 341 Meeting of Creditors is the one required court appearance in most Chapter 7 cases. It typically lasts 5–10 minutes. But how you prepare for it, what documents you bring, and how you answer questions matters. Larry has conducted hundreds of these hearings as a trustee. He preps clients accordingly.
What Makes a Case "No-Asset" vs. Asset
Most consumer Chapter 7 cases are no-asset cases — meaning the trustee finds nothing to distribute to creditors, and the case closes cleanly with a discharge. Larry knows exactly what trustees are looking for when they make that determination, which means his clients go in prepared and don't get surprised.
If Larry Simons Has Been Assigned as Your Trustee
If you received a notice that Larry D. Simons has been assigned as the trustee in your Chapter 7 case, here's what you need to know:
Required documents must be submitted in advance of the Meeting of Creditors. You can submit them via email to his case administrator, Keila Sosa at keila@janus.law, or mail them to:
9363 Magnolia Avenue
Riverside, CA 92503
For questions about your case, contact Keila Sosa at (951) 618-4626, ext. 300.
Required Documents — Standard Submission List
- Two most recent tax returns (federal and state)
- Pay stubs or proof of income for the past 60 days
- Bank statements for all accounts (past 3–6 months, as requested)
- Completed Debtor Questionnaire
- DSO Form (if applicable — for domestic support obligations)
Zoom Meeting of Creditors Information
Meeting ID: 495 175 0324
Passcode: 3027598776
If your 341 meeting is scheduled via Zoom, make sure you are in a quiet location, have your ID ready, and have reviewed your filed petition before joining.
Work with an Attorney Who Knows Both Sides
When you hire Janus Law to handle your Chapter 7 bankruptcy, you get more than an attorney who knows the law. You get one who works inside the process — who sits where the trustee sits, and who brings that perspective to your case every step of the way.
That's a meaningful difference. And it's one of the reasons clients in the San Fernando Valley and Inland Empire choose Janus Law when the stakes matter.
Call Mission Hills / SFV: (747) 269-0098
Call Riverside / IE: (951) 618-4626
Schedule a free consultation →
Learn more about Chapter 7 bankruptcy, Chapter 13 bankruptcy, or Larry Simons' full credentials.
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