Posts by On Behalf of Janus Law

Medical debt is fully dischargeable in California Chapter 7 bankruptcy. Learn what qualifies, what happens to credit card debt from medical bills, and how to evaluate your options.

Chapter 13 bankruptcy can help Inland Empire homeowners in Riverside and San Bernardino County catch up on mortgage arrears and stop foreclosure. Learn how it works.

Fewer than 200 California attorneys hold the Certified Specialist in Bankruptcy Law credential. Learn what it means, why it matters for your case, and how to verify it.

Wage garnishment in California can be stopped through bankruptcy’s automatic stay. Learn which garnishments stop, how fast it works, and whether Chapter 7 or 13 fits.

Most personal loans can be discharged in Chapter 7 bankruptcy, but the answer depends on whether the debt is unsecured, tied to collateral, or recent enough to create extra scrutiny. This rewrite explains when a personal loan is usually dischargeable, when timing or fraud concerns may complicate the analysis, and why the larger debt picture often matters more than the loan by itself.

Companies sometimes need bankruptcy protection. Knowing your options is the first place to start to learn what options are available to you.

In most cases, you must wait 8 years between filing one Chapter 7 case and another if you want a discharge in the second case. This rewrite explains how that 8-year rule is calculated, why filing again is not the same as getting another discharge, and what options may still exist if debt pressure returns before the waiting period ends.

Learn why more Californians are filing bankruptcy in 2026 and what economic factors may be affecting your financial situation.

Learn the step-by-step bankruptcy process in California, including automatic stay, trustee review, and discharge of eligible debts.